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We compare loans from a range of lenders, right across the market

Your Money. Your Way.

Apply for a personal loan of up to R250 000 today with flexible repayment terms.

Complete the form below to find out if you qualify:

    By inserting your ID and clicking “Submit” you consent to Exclusive Loans processing your personal information in order to provide the services and you accept our Terms of Use. Processing includes sharing your information with a registered credit bureau. The information will only be used to simplify the quote process and does not impact your credit rating. Prepopulated information displayed is retrieved from the credit bureau directly.

    Why Choose Exclusive Loans?

    92% Approval Rate

    Apply online through our safe and secure application and our we will compare multiple lenders within seconds to give you a lending decision

    Fast and Convenient Loans

    Our loan application process is quick and easy. You can apply online or in-person at one of our branches, and receive the funds you need within hours.

    Flexible Repayment Terms

    We offer flexible repayment terms that are tailored to your specific needs and budget. You can choose the loan term that works best for you.

    Bad Credit Loans

    We offer loans for bad credit, so you can still get the financial assistance you need even if you have a less-than-perfect credit score.

    Fast and Easy Online Loans in South Africa

    At Exclusive Loans, we understand that life is full of surprises and unexpected expenses. Whether it’s an emergency medical bill, car repair, or home improvement, we’re here to help you get the funds you need quickly and hassle-free. With a range of loan options, we make it easy for you to find the right loan that suits your specific needs and budget. You will receive instant loan offers right after completing the application. See what loan options we have!

    Our Loans Products

    Payday Loans

    If you need cash to tide you over until your next payday, we offer fast and convenient payday loans with easy application and approval process. You can apply for payday loans online, and the money will be transferred to your bank account within hours.

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    Short-Term Loans

    For quick, short-term financial assistance, our short-term loans are a great option. We offer loans for bad credit, so you don’t have to worry about your credit score when applying. Our short-term loans can help you cover unexpected expenses and tide you over until your next payday.

    Personal Loans

    If you need a larger sum of money for a specific purpose, such as a home renovation or debt consolidation, our personal loans offer flexible repayment terms and competitive interest rates. You can apply online or in-person at one of our branches.

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    Consolidation Loans

    If you’re struggling with multiple debts and want to simplify your payments, our consolidation loans can help you do that. We can help you consolidate your debts into a single, manageable loan with a lower interest rate, so you can get back on track financially.

    How to Apply for Online Loans

    Applying for a loan with Exclusive Loans is easy. You can apply online or in-person at one of our branches. To get started, simply fill out our online application form or give us a call. One of our friendly loan consultants will guide you through the process and help you find the best loan for your needs.

    Loan Calculator

    Loan Calculator
    Note: The interest rate of a loan will vary based on your credit score and risk profile.
    This online loan calculator is for illustration purposes only. The use of this loan calculator is subject to our terms of use.
    • Age must be 18 Years or Above
    • You must be a South African Citizen
    • You must have a Bank Account
    • You must have a Permanent Income
    • Your most recent payslip or a letter of employment if you are contract worker. 
    • Three months’ stamped bank statements. 
    • Proof of residence. 
    Get in touch:

    +27 65 881 7293

    Your Money. Your Way.

    A personal loan could help you when you're in financial need. Find the loan that meets your requirements. Apply today to find out if you qualify.

    Our Trusted Loans Partners

    At Exclusive Loans, we understand that life can throw unexpected financial challenges your way. That’s why we offer personal loans that are tailored to meet your specific needs. Whether you need to cover medical expenses, consolidate debt, or make a major purchase, our loans can provide the financial support you need.

    To apply for a personal loan, you’ll need to provide some basic documentation. This includes a permanent income, which can be demonstrated through your most recent payslip or a letter of employment if you’re a contract worker. Additionally, we require three months’ worth of stamped bank statements to verify your financial stability. Proof of residence is also necessary to ensure that we can reach you easily.

    Applying for a loan with us is quick and easy. Simply get in touch with us at +27 65 881 7293 or send an email to Our friendly and knowledgeable team will guide you through the application process and help you find the loan that best suits your requirements.

    At Exclusive Loans, we prioritize the security of your personal and financial information. We employ advanced security measures to safeguard your data, giving you peace of mind that your information is safe with us. We understand the importance of confidentiality and take every precaution to protect your privacy.

    You can find us conveniently located at 2600 Flatbush Ave in Cape Town. If you have any questions or need further assistance, don’t hesitate to give us a call at +27 65 881 7293. Our dedicated team is here to assist you every step of the way.

    Your money matters to us, and we’re committed to providing you with the financial support you need, when you need it. Apply for a personal loan with Exclusive Loans today and find out if you qualify. Let us help you navigate through your financial challenges and achieve your goals. Your money, your way.

    We use advanced security measures to protect your personal and financial information, so you can rest assured that your data is safe with us.

    Contact Info

    2600 Flatbush Ave, Cape Town

    Phone: +27 65 881 7293